Meet Railene Waters ASCI

Independent Financial Adviser

Railene Waters ASCI
Railene Waters ASCI
Independent Financial Adviser

With more than 25 years’ experience in financial services, Railene is a diploma‑qualified adviser who has dedicated her career to supporting individuals and businesses as they navigate an increasingly complex financial landscape.

Throughout her career, she has built a reputation for honesty, clarity and unwavering client focus. Railene is passionate about making financial concepts simple and accessible, empowering clients to make confident, informed decisions that are aligned with their personal goals and long‑term aspirations.

Her approach blends expert advice with education, ensuring clients not only understand the products and strategies recommended but also feel fully involved in shaping their financial future. She believes in building long‑lasting relationships founded on trust, transparency, and meaningful results, with her clients firmly at the centre of every conversation and recommendation.

Outside of work, Railene enjoys spending time outdoors and tending to her garden, often accompanied by her two boxer dogs. She also loves the challenge of golf and skiing, while happily admitting that she doesn’t take either too seriously!

 

Testimonials

by a VouchedFor user

How has Hamil Mason helped you?

 

I have been having Hamil as my financial advisor for the past ~10 years. He has followed me through all the major changes in my life, career change, country change, home change, and he was always able to make my money work for me in the best possible way. He is a very approachable person, who is a good listener, he understands who I am as a person and he is capable of adapting his message/ strategies to me, my situation. He creates vision, roadmaps and milestones with me so that I can move through life without ever questioning my financials.
 

by a VouchedFor user

How has Hamil Mason helped you?

 

In so many ways. He helped consolidate my shares ISA's and given me access to a great platform. Saving me loads of time and effort. He has given me sage pension advice. By forecasting my financial future Hamil has given me the freedom to enjoy my present. This is true for work and life. Hamil has helped my money anxiety reduce significantly. He has helped me and my partner buy our first property. He has made great recommendations for other professional services (mortgage broker, conveyancer) and where problems arose Hamil listened and acted appropriately. Hamil has given me advice on inheritance tax issues in an empathetic manner. Hamil has given tailored and general advice about marriage, tax, and pre-nuptial agreements. Hamil I'd also helping us to arrange life insurance on our mortgage.

by a VouchedFor user

Have you seen the outcome you were hoping for?

 

I have seen growth almost year on year, much better than if I would have taken investment guidance from retail providers. I was also able to buy my first property before 30 which was one of my long-term goals. I strongly doubt that I would have been able to achieve this without Hamil's aid.

by a VouchedFor user

How has Hamil Mason helped you?

 

I have found Hamil to be more knowledgeable and professional than who I have dealt with previously and he has continued to provide advice, collate and move my pensions to different funds, based on the current state of the market, for over ten years. We have also discussed ISA's as well as unsuccessful overseas property investments (made before I met Hamil), which he's encouraged me to work on for the best way to make financially manageable in the long term.

by a verified client in Surrey

How has Owen Cook helped you since your last review?

 

Owen is always on hand to answer any questions I have about my finances. He is very knowledgeable, helpful and approachable.

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